The Bank

The Bank clients fear not currently only, the loss in the value of their assets, but they are also the offers and the advice of its bank in question. Today also the offers of other banks be used to a greater extent. Customers often choose banks that offer the best fee, or the best service for a specific product. More than half (62 per cent) of bank customers to more than a Bank maintains business relationships. High fees of the previous banking partner, according to the study, are the most common reason.

In addition to the search for the most attractive offer, however also mentioned security considerations play an important role. However more favourable terms are the single most important reason for the selection of a new bank account. AstraZeneca brings even more insight to the discussion. Here, 74 percent of all survey respondents by the bbw marketing and Nelson have specified that it can be moved by more favourable terms with another bank to a bank draft. Only with very clear distance to follow the more interesting financial products that are called by 31 percent of bank customers as important change reason. Due to better 27 Percent of all German citizens would change beyond their bank service and more staff at the new Institute as the bbw survey has revealed.

A greater reliance is neck and neck with better advice and also is among the most important reasons for a bank draft. Another 24 percent of all respondents as a reason for a change of the Bank see a better accessibility of the Bank branch. Just under 19 percent see more expertise and competence, as well as lower opening of bank branches and thus every fifth banking as a reason for a bank draft. Podiatrists: the source for more info. Less often mentioned, however, the more pleasant atmosphere with 10 percent, as well as a greater discretion with 9 percent. The change reason of the better images ranked the last with 8 percent against it.

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BAFICO – Hostile Takeover

Defense of hostile takeovers by BAFICO as “White Knight (white Ritter)” BAFICO Barter Capital is an appropriate remedy to prevent hostile takeovers. BAFICO venture capital finance group is an American financial group and funded companies and business transactions with barter capital (BC) all over the world. Basically, any firm financing with BAFICO BC is possible if equity is needed. Additional information at Les Turner ALS Foundation supports this article. The capital increase is carried out through a contribution in kind. The BAFICO BC is the contribution in kind. The BAFICO BC corresponds to the strict IAS (international accounting standards) and is therefore as to equity-settled.

It is considered to prevent appropriate countermeasure to a hostile takeover so-called poison pill (poison pill). This is performed preferably in the form of a capital increase under exclusion of subscription rights of existing shareholders/shareholders, which then transmitted the new shares/GmbH – shares to a “friendly” company or a “White Knight (White Knight)”. So can prevent the hostile takeover. There are only a few financiers who can represent the function of the “White Knight” at acceptable cost / want to. The function of the “White Knight” assume the required equity deployment can BAFICO.

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Tobias Schnellbacher

Due to maintenance costs even money and other costs, the property at that time, a new tenant should not quickly be found. Forest is a form of real estate with special benefits of the forest as a form of investment. As a very safe investment, forest differs significantly from the investment in residential and commercial real estate. , As is the case with rent, there is no consistent monthly revenue homebrew though, but impressive returns can be achieved with sufficient patience and conversion on the year by over 10%. By write-downs, it remains at spared the plant in forest in the difference to residential and commercial real estate.

Forest grows steadily and quietly to himself and is not hurt by economic crises. However, the actual preference is in the so-called natural compound interest. This is due to the exponential growth of the tree. A tree both the width and the height grows known. Per year increases the footprint to the ring a year. This is growing in all directions at the same time. As a result, the base of the tree from year to year to grow faster and faster.

The tree in the height grows in addition. The effect is thus once again reinforced by a factor of X. Over the years, the wood is always valuable. On the one hand, the yield cut through the thicker stem grows and on the other hand increasing the hard and precious solid wood over the years. The single cubic centimetre wood is so valuable, the boards are bigger. This caused a doubling in price only between the 20 and the 30 year neither gold,. still, the residential and commercial real estate or securities offer such an increase in value. This value is independent of the labour markets, currency crises, policy interventions, and bubbles in the stock market. If the crop falls once in a period of unfavorable market prices, you can simply leave the trees and grow them even further. Later the investor can enjoy then the particularly high prices the. These high prices are obtained by the tribes hitherto extremely large and hard. The teak trees grow, in contrast to gold over time to more gefragterenn goods. Price increases are very high down in recent years. Particularly positive the prohibitions for illegal timber from over-felling affect certified timber prices for FSC. Because these import restrictions and controls in the future will increase yet, can be expected here too with a price increase. Thats the value added in the system by tree growth but not mandatory, because as already described is immanent. Tobias Schnellbacher

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Total Loss At The HCI Of Ship Fund Shipping Select 25

48 million euro damages for HCI ship fund investors have lost around 1,000 private investors with the end of 2007 ranked HCI of ship Fund shipping select XXV. The Fund invested the money in four bulk carriers, the panamax bulker Voge prestige, Voge prosperity, Vogetrader and Vogevoyager. Because the ships without fixed Charter contracts drove the disastrous development in the world ship market in its entirety is noticeable. After approximately four years, the Fund was at the end, the investors have suffered a total loss. Compensation for investors due to wrong advice and prospectus errors we already represented numerous clients in the Fund of HCI shipping select XXV and have found that our clients in many ways before the investment decision were incorrectly advised.

More than one-fifth of the investor money for sales commissions: many investors was not communicated, that is alone “emission”, so the commissions paid for the sales of fund shares to 22.9% of investors capital including premium costs. Only 72% of the investor money flowed into the ships: many Investors was not communicated, that only 72% of to be of them equity incl. premium for the purchase of vessels flow. The rest was used for various service fees, interest and commissions. Ship funds as retirement not suitable: the investment in the Fund of the ship is a highly risky entrepreneurial participation, in which due to the high leverage is the risk of the total loss. Nevertheless, the participation of as retirement savings or investment in the age was recommended. Such participation is not appropriate according to the Bundesgerichtshof as pensions.

The Bank Manager had therefore not may recommend the Fund. Distributions were presented as a rate of return: the dividends that investors should receive regularly, were misleading way represented in the consultations as a return. That regular payments were partly a refund of previously invested equity, were we to the noted investors regularly nor The fact that liability for the fund company’s debts caused by these payouts.

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